Everything You Need to Run Your Business
Record sales, manage inventory, and reconcile mobile money manually from one offline-first app. Live in 8 markets today, with digital payment collection launching soon.
Payments & Checkout
Record sales and reconcile mobile money payments manually. Works offline with zero transaction fees.
Cash & Mobile Money Checkout
Today, mobile money is handled as a manual reconciliation flow. You record the sale, select payment method, then confirm the incoming mobile money transaction (for example from SMS/provider reference). Smart matching in the app links the confirmed transaction to the correct sale across 12+ providers in 8 markets.
Digital Payments (Coming Soon)
Automated digital payment collection is coming soon. Merchants will be able to generate payment links/QR, charge customers digitally, and receive settlement directly to their mobile money account with much less manual reconciliation.
Core Business Management
Essential tools to run your business operations smoothly
Point of Sale (POS)
Complete POS system for recording sales with line items. Track how customers paid (cash or mobile money) - you record the payment method manually. Generate instant receipts, manage customer information, and apply discounts.
Inventory Management
Full inventory management with product catalog, categories/subcategories, stock tracking, low-stock alerts, purchase orders, supplier management, and barcode scanning.
Sales Management
Track all sales with detailed line items, customer information, payment status, and comprehensive sales history.
Financial Management
Complete financial control and reconciliation tools
Mobile Money Reconciliation
Intelligent reconciliation system with auto-matching algorithms. When you receive a mobile money payment (via SMS confirmation), record it with one tap. Smart matching links confirmed payments to sales using amount, timestamp, provider, and customer data. Supports 12+ mobile money providers across 8 markets with unmatched transaction handling and reconciliation history.
Cash-Up System
Complete end-of-day cash reconciliation system. Calculate expected cash from sales, count actual cash, and track variances. Manage multiple shifts, track denomination breakdowns, and maintain complete cash-up history with PDF export for accounting.
Expense Tracking
Record business expenses with categories, receipt photo capture, approval workflows (for team members), expense reports, and budget tracking.
Invoice Management
Create and send professional invoices, track payments, manage receivables, send payment reminders, and track overdue invoices.
Refunds Management
Comprehensive refund system supporting full refunds, partial item refunds, and custom amounts. Automatic eligibility checking, stock restoration, and complete refund history tracking.
Reporting & Analytics
Comprehensive insights into your business performance
Financial Reports
Generate comprehensive reports: P&L statements, cash flow analysis, sales analytics, revenue summaries, and custom date ranges.
Inventory Reports
Track stock levels, low stock alerts, inventory valuation, stock movement history, and supplier performance.
Export & Sharing
Export reports in multiple formats (CSV, Excel, PDF) and share via WhatsApp or email.
Technical Features
Built for reliability, security, and performance
Offline-First Architecture
Works perfectly even without internet. All data stored locally in SQLite and syncs automatically when online. 95%+ offline success rate ensures continuous operation.
Multi-Currency Support
Native support for 8 currencies (ZMW, NGN, KES, TZS, ZAR, GHS, UGX, THB) with automatic currency formatting and exchange rate management.
Security & Compliance
Bank-level encryption (AES-256), GDPR compliant, Zambia Data Protection Act 2021 certified, and strict data protection.
Real-Time Sync
Automatic background sync keeps your data up-to-date across all devices instantly. 99%+ sync reliability with conflict resolution.
Team Management
Add unlimited team members with role-based access control. Perfect for businesses with multiple employees.
Why Choose MOMO LENS?
See how MOMO LENS compares to leading African POS solutions.
| Feature | MOMO LENS | Regional POS Leaders | Telco-backed Solutions | Payment Gateways |
|---|---|---|---|---|
| Full Offline Mode | ||||
| Multi-Provider Reconciliation | ||||
| Multi-Currency (7 currencies) | ||||
| Confidence Scoring | ||||
| No Vendor Lock-in | ||||
| POS System | ||||
| Inventory Management | ||||
| Expense Tracking | ||||
| Invoicing | ||||
| Refunds Management | ||||
| Financial Reporting | ||||
| Subscription | £2/month | £6-25/month | £3-15/month | £5-20/month |
Only Offline-First
0 of 35+ African competitors offer full offline mode. MOMO LENS works perfectly without internet.
40-94% Cheaper
£2/month vs £6-23/month for competitors. Same features at a fraction of the cost.
12+ Providers
Reconcile MTN, Airtel, M-Pesa, and 9+ more providers. Competitors support 1-4 providers max.
No Lock-in
Use any payment provider. Manual mode has 0% fees. Your business, your choice.
Perfect for Every Business Type
MOMO LENS works for all types of businesses—from retail stores to service providers.
General Stores & Retail
Perfect for shops selling various products. Record cash and mobile money sales, manage inventory, process refunds, and reconcile payments efficiently.
- Cash & Mobile Money Checkout
- POS System
- Inventory Management
- Refunds & Returns
- Mobile Money Reconciliation
Restaurants & Cafes
Manage restaurant operations with mobile money and cash tracking, expense control, and daily performance reporting.
- Mobile Money & Cash
- POS System
- Expense Tracking
- Daily Reports
Pharmacies
Track pharmaceutical inventory, record payments, and ensure compliance with detailed reporting.
- Payment Recording
- Inventory Tracking
- Low Stock Alerts
- Compliance Reports
Fashion & Clothing
Manage your fashion business with product variants, size/color tracking, sales analytics, and easy refund processing for returns.
- Mobile Money & Cash
- Product Variants
- Inventory by Size/Color
- Refunds & Returns
- Sales Analytics
Beauty Salons & Barbershops
Perfect for service-based businesses. Track payments, send invoices, and manage clients.
- Payment Tracking
- Invoice Creation
- Expense Tracking
- Client Management
Professional Services
Ideal for consultants and service providers. Manage invoices, track expenses, and stay on top of cash flow.
- Invoice Management
- Expense Tracking
- Financial Reports
- Mobile Money Reconciliation
Don't see your business type? MOMO LENS is flexible enough to work for any business.
Contact Us to Learn MoreSeamless Integrations
MOMO LENS integrates with the tools and services you already use.
Mobile Money Providers
Support for 12+ mobile money providers across 8 markets for manual payment reconciliation. No transaction fee from MOMO LENS on this flow.
- MTN MoMo (Zambia, Ghana, Uganda)
- Airtel Money (Zambia, Kenya, Tanzania, Uganda)
- Zamtel Kwacha (Zambia)
- M-Pesa (Kenya, Tanzania)
- Tigo Pesa (Tanzania)
- Orange Money (Multiple countries)
- And 6+ more providers
- Manual reconciliation with smart matching
Digital Payments (Coming Soon)
Digital payment collection is coming soon. This will add payment links/QR checkout, faster confirmation, and direct settlement support while today's manual reconciliation flow remains available.
- Exploring partnerships with payment providers
- Payment links & QR codes (planned)
- Card payments (planned)
- Auto-reconciliation (planned)
- Instant settlement (planned)
- Expected launch: 2026
Currencies
Native support for 8 market currencies with automatic formatting
- ZMW - Zambian Kwacha
- NGN - Nigerian Naira
- KES - Kenyan Shilling
- TZS - Tanzanian Shilling
- ZAR - South African Rand
- GHS - Ghanaian Cedi
- UGX - Ugandan Shilling
- THB - Thai Baht
Communication
Share receipts and invoices via WhatsApp and Email
- WhatsApp sharing
- Email integration
- PDF generation
- QR code receipts
- Professional formatting
Need a specific integration? Contact us and we'll work with you to add it.
Simple, Predictable Pricing
One plan with full access, clear billing, and no hidden charges.
Or K612/year (save 15%)
30-day free trial. No credit card required.
Payment Processing
No MOMO LENS transaction fee on reconciled payments
Mobile money and cash reconciliation included
Digital payment links coming soon
Multi-Currency Support
Prices locked at signup and reviewed annually
Equivalent to £2.00/month in all currencies
Ready to Transform Your Business?
Join merchants across Africa who are accepting digital payments and managing their businesses more efficiently with MOMO LENS.