Everything You Need to Run Your Business
Record sales, manage inventory, reconcile mobile money payments, track cash and expenses, and run your entire business all from one offline-first mobile app. Works across 7 African countries.
Payments & Checkout
Record sales and reconcile mobile money payments manually. Works offline with zero transaction fees.
Cash & Mobile Money Checkout
Accept cash and mobile money payments from 12+ providers across 7 countries. Record sales with payment types in the app. When you receive mobile money confirmation (SMS), tap to confirm. Our smart matching automatically links it to your sale—perfect for avoiding transaction fees.
Digital Payments (Coming Soon)
We're partnering with payment providers to bring you automated digital payments. Generate payment links and QR codes for instant mobile money and card payments. Stay tuned for updates as we expand these features across Africa.
Core Business Management
Essential tools to run your business operations smoothly
Point of Sale (POS)
Complete POS system for recording sales with line items. Track how customers paid (cash or mobile money) - you record the payment method manually. Generate instant receipts, manage customer information, and apply discounts.
Inventory Management
Full inventory management with product catalog, categories/subcategories, stock tracking, low-stock alerts, purchase orders, supplier management, and barcode scanning.
Sales Management
Track all sales with detailed line items, customer information, payment status, and comprehensive sales history.
Financial Management
Complete financial control and reconciliation tools
Mobile Money Reconciliation
Intelligent reconciliation system with auto-matching algorithms. When you receive a mobile money payment (via SMS confirmation), record it with one tap. Our smart matching automatically links confirmed payments to sales using amount, timestamp, provider, and customer data. Supports 12+ mobile money providers across 7 countries with unmatched transaction handling and reconciliation history.
Cash-Up System
Complete end-of-day cash reconciliation system. Calculate expected cash from sales, count actual cash, and track variances. Manage multiple shifts, track denomination breakdowns, and maintain complete cash-up history with PDF export for accounting.
Expense Tracking
Record business expenses with categories, receipt photo capture, approval workflows (for team members), expense reports, and budget tracking.
Invoice Management
Create and send professional invoices, track payments, manage receivables, send payment reminders, and track overdue invoices.
Refunds Management
Comprehensive refund system supporting full refunds, partial item refunds, and custom amounts. Automatic eligibility checking, stock restoration, and complete refund history tracking.
Reporting & Analytics
Comprehensive insights into your business performance
Financial Reports
Generate comprehensive reports: P&L statements, cash flow analysis, sales analytics, revenue summaries, and custom date ranges.
Inventory Reports
Track stock levels, low stock alerts, inventory valuation, stock movement history, and supplier performance.
Export & Sharing
Export reports in multiple formats (CSV, Excel, PDF) and share via WhatsApp or email.
Technical Features
Built for reliability, security, and performance
Offline-First Architecture
Works perfectly even without internet. All data stored locally in SQLite and syncs automatically when online. 95%+ offline success rate ensures continuous operation.
Multi-Currency Support
Native support for 8 currencies (ZMW, NGN, KES, TZS, ZAR, GHS, UGX, THB) with automatic currency formatting and exchange rate management.
Security & Compliance
Bank-level encryption (AES-256), GDPR compliant, Zambia Data Protection Act 2021 certified, and strict data protection.
Real-Time Sync
Automatic background sync keeps your data up-to-date across all devices instantly. 99%+ sync reliability with conflict resolution.
Team Management
Add unlimited team members with role-based access control. Perfect for businesses with multiple employees.
Why Choose MOMO LENS?
See how MOMO LENS compares to leading African POS solutions.
| Feature | MOMO LENS | Regional POS Leaders | Telco-backed Solutions | Payment Gateways |
|---|---|---|---|---|
| Full Offline Mode | ||||
| Multi-Provider Reconciliation | ||||
| Multi-Currency (7 currencies) | ||||
| Confidence Scoring | ||||
| Dual Payment Modes | ||||
| No Vendor Lock-in | ||||
| POS System | ||||
| Inventory Management | ||||
| Expense Tracking | ||||
| Invoicing | ||||
| Refunds Management | ||||
| Financial Reporting | ||||
| Subscription | £2/month | £6-25/month | £3-15/month | £5-20/month |
| Transaction Fee | 0% | 1.5-3.5% | 1.5-3.5% | 1.5-3.9% |
Only Offline-First
0 of 35+ African competitors offer full offline mode. MOMO LENS works perfectly without internet.
40-94% Cheaper
£2/month vs £6-23/month for competitors. Same features at a fraction of the cost.
12+ Providers
Reconcile MTN, Airtel, M-Pesa, and 9+ more providers. Competitors support 1-4 providers max.
No Lock-in
Use any payment provider. Manual mode has 0% fees. Your business, your choice.
Perfect for Every Business Type
MOMO LENS works for all types of businesses—from retail stores to service providers.
General Stores & Retail
Perfect for shops selling various products. Accept digital payments, manage inventory, process refunds, and reconcile mobile money effortlessly.
- Digital Payments
- POS System
- Inventory Management
- Refunds & Returns
- Mobile Money Reconciliation
Restaurants & Cafes
Manage your restaurant operations. Accept payments via mobile money or card, track orders, and analyze sales.
- Digital Payments
- POS System
- Expense Tracking
- Daily Reports
Pharmacies
Track pharmaceutical inventory, accept digital payments, and ensure compliance with detailed reporting.
- Digital Payments
- Inventory Tracking
- Low Stock Alerts
- Compliance Reports
Fashion & Clothing
Manage your fashion business with digital payments, size/color tracking, sales analytics, and easy refund processing for returns.
- Digital Payments
- Product Variants
- Inventory by Size/Color
- Refunds & Returns
- Sales Analytics
Beauty Salons & Barbershops
Perfect for service-based businesses. Accept payments, send invoices, and manage clients.
- Digital Payments
- Invoice Creation
- Expense Tracking
- Client Management
Professional Services
Ideal for consultants and service providers. Send payment links with invoices and track expenses.
- Digital Payments
- Invoice Management
- Expense Tracking
- Financial Reports
Don't see your business type? MOMO LENS is flexible enough to work for any business.
Contact Us to Learn MoreSeamless Integrations
MOMO LENS integrates with the tools and services you already use.
Mobile Money Providers
Support for 12+ mobile money providers across 7 African countries for manual payment reconciliation. Zero transaction fees.
- MTN MoMo (Zambia, Ghana, Uganda)
- Airtel Money (Zambia, Kenya, Tanzania, Uganda)
- Zamtel Kwacha (Zambia)
- M-Pesa (Kenya, Tanzania)
- Tigo Pesa (Tanzania)
- Orange Money (Multiple countries)
- And 6+ more providers
- Manual reconciliation with smart matching
Digital Payments (Coming Soon)
We're working with payment partners to bring you automated digital payment collection. Stay tuned for payment links, QR codes, and instant settlement.
- Exploring partnerships with payment providers
- Payment links & QR codes (planned)
- Card payments (planned)
- Auto-reconciliation (planned)
- Instant settlement (planned)
- Expected launch: 2026
Currencies
Native support for 7 African currencies with automatic formatting
- ZMW - Zambian Kwacha
- NGN - Nigerian Naira
- KES - Kenyan Shilling
- TZS - Tanzanian Shilling
- ZAR - South African Rand
- GHS - Ghanaian Cedi
- UGX - Ugandan Shilling
Communication
Share receipts and invoices via WhatsApp and Email
- WhatsApp sharing
- Email integration
- PDF generation
- QR code receipts
- Professional formatting
Need a specific integration? Contact us and we'll work with you to add it.
Ready to Transform Your Business?
Join merchants across Africa who are accepting digital payments and managing their businesses more efficiently with MOMO LENS.