Your Privacy Matters

We respect your privacy and give you control over your data

We use cookies and similar technologies to improve your experience, analyze site usage, and assist in our marketing efforts. You can choose which types of tracking you're comfortable with.

Learn more in our Privacy Policy and Cookie Policy

Built for SMEs in growth markets

Built for Merchants Who Need Operational Clarity

We build practical software for merchants who need to record every sale, reconcile every payment, and keep trading even when connectivity is unreliable.

8
Countries
12+
Mobile Money Providers
Soon
Digital Payment Links

What We're Building

A smart till platform for real operating conditions: unstable internet, high mobile money usage, and lean business teams. MOMO LENS combines sales, inventory, expenses, and manual mobile money reconciliation in one reliable workflow.

Why It Matters

Growing businesses should not need enterprise budgets or perfect connectivity to run professionally. We focus on practical control, clean records, and better decision-making for everyday merchants.

Where We're Going

Today we support merchants across Ghana, Kenya, Nigeria, South Africa, Tanzania, Thailand, Uganda, and Zambia with 12+ provider reconciliation. Next, we are launching digital payment links so merchants can charge customers and receive funds directly into their mobile money accounts.

What We Deliver Today and What Comes Next

Clear operating model, clear roadmap. We focus on practical tools merchants can trust now, then expand with controlled payment collection features.

Live Now
  • Offline-first smart till for sales, stock, and expenses
  • Manual mobile money reconciliation across 12+ providers
  • No MOMO LENS transaction fee on manual reconciliation flow
  • Available in Ghana, Kenya, Nigeria, South Africa, Tanzania, Thailand, Uganda, and Zambia
Launching Soon
  • Digital payment links for merchant-led checkout
  • Direct settlement to merchant-controlled mobile money accounts
  • Faster payment collection with less admin work

Want early access updates for digital payment rollout?

Contact the team
The Journey

How We Got Here

MOMO LENS started with one clear goal: give merchants a dependable operating system that fits how business is actually run in our markets.

2024The Problem

What We Saw

Across our markets, we met merchants spending hours each day matching mobile money confirmations to sales by hand. Strong businesses were losing time to fragmented tools, weak connectivity, and reconciliation errors.

2-3 hours daily lost to manual reconciliation
Competitors charging £5-30/month plus 1.5-3.5% fees
Zero solutions working offline
2025The Solution

What We Built

We built MOMO LENS as an offline-first operating app for sales, stock, expenses, and manual mobile money reconciliation. Merchants can keep full provider flexibility, maintain clean daily records, and avoid additional transaction fees from MOMO LENS while using manual reconciliation.

Works fully offline and syncs when back online
Manual reconciliation: £0 transaction fees
Single workflow for sales, stock, and expenses
2026The Future

Where We're Headed

Now live in eight markets, MOMO LENS is entering its next phase: digital payment links that let merchants charge customers and receive payments directly into their mobile money accounts, reducing friction from sale to settlement.

Eight markets: Ghana, Kenya, Nigeria, South Africa, Tanzania, Thailand, Uganda, Zambia
Supporting 12+ mobile money providers
Digital payment collection launching soon

What's Next

This is just the beginning. We are continuing to strengthen core operations and expanding into digital payment collection so merchants can move from recording transactions to collecting them in one connected flow.

Join us on this journey
Built for Scale

Technology Stack

Modern, scalable, and built for the challenges of African markets.

Backend

Enterprise-grade backend with modular architecture

NestJS 11+TypeScriptPostgreSQLRedisPrisma ORM

Mobile

Cross-platform mobile app optimised for 2G/3G networks

React NativeTypeScriptSQLiteOffline-First

Infrastructure

Scalable cloud infrastructure

AWSStripe99.9% Uptime

Security

Bank-level security and compliance standards

AES-256 EncryptionJWT AuthGDPR CompliantData Protection

Key Technical Features

Offline-First Architecture
Multi-Currency Support
End-to-End Encryption
Local SQLite Storage
What We Stand For

Our Values

The principles that guide everything we do from product development to customer support.

Security First

Bank-level encryption and strict data protection. Your business data is safe with us—we never compromise on security.

Offline-First

Built for unreliable networks. Your business never stops, even when the internet does.

User-Centric

Designed with African SMEs in mind. Simple, intuitive, and accessible to everyone—no technical expertise required.

Local Focus

Supporting local currencies, mobile money providers, and business practices across Africa. We understand your market.

Privacy & Trust

We never hold merchant funds. Today, MOMO LENS supports manual mobile money reconciliation; as digital payment links launch, settlement is designed to move directly to merchant-controlled accounts.

Reliability

99.9% uptime, automatic sync, and robust error handling. Your business depends on us, and we take that seriously.

These values aren't just words. They're in every line of code, every design decision, and every customer interaction.

8
Supported Markets
Ghana, Kenya, Nigeria, South Africa, Tanzania, Thailand, Uganda, Zambia
12+
Mobile Money Providers
Configured for manual reconciliation workflows today
Offline
First by Design
Teams can keep operating during low or no connectivity
Soon
Digital Payment Links
Merchants will be able to charge customers and collect directly
Frequently Asked Questions

Clear Answers for Merchants

Everything you need to understand how MOMO LENS works today and what is launching next.

Is digital payment collection live today?

Not yet. MOMO LENS currently supports manual mobile money reconciliation. Digital payment links are in the next release so merchants can charge customers and receive funds directly into their own mobile money accounts.

Do you hold merchant funds?

No. MOMO LENS is an operating platform for records and reconciliation. Merchant funds remain in merchant-controlled accounts.

Which markets are currently supported?

MOMO LENS currently supports Ghana, Kenya, Nigeria, South Africa, Tanzania, Thailand, Uganda, and Zambia.

Can the app work without internet?

Yes. MOMO LENS is built offline-first, so your team can keep recording sales and operations, then sync when connectivity returns.

The People Behind MOMO LENS

Our Team

Building practical, high-trust software for everyday merchant operations.

A cross-functional team building dependable commerce infrastructure for SMEs.

UK-based company serving merchants across Africa and Thailand

We work closely with field teams and merchants to ship practical features that improve day-to-day operations.

Engineering Excellence

Built with modern technologies: NestJS, React Native, PostgreSQL, and TypeScript.

Local Presence

Managing Directors and field agents in each market ensure deep local understanding.

Customer Obsessed

Every feature is designed based on real merchant feedback and pain points.

Interested in joining our team?

Get in Touch